Disclaimer
Not financial advice
The models and metrics in Beanie Budgets are offered in good faith for informational and educational purposes only. They rely on assumptions and the information you enter, and their results are illustrations, not predictions. No warranty is given as to their accuracy, completeness or suitability for your circumstances. Nothing in this app is financial, investment, tax or legal advice, and using it does not create an adviser relationship between you and the app or its author. You are responsible for your own financial decisions; consider speaking to a qualified professional before acting.
Results are illustrations
Portfolio paths and withdrawal results are hypothetical illustrations based on assumptions about returns, inflation, fees and taxes, and may use historical or synthetic data. They are not guarantees or forecasts, and past performance is not a reliable indicator of future results. Actual outcomes may differ significantly.
Past returns
Backtests replay the returns and inflation in their dataset. The future can be worse than any period in that data, so a plan that would have lasted through every past sequence can still run out. Synthetic datasets are generated rather than real history, and a dataset from another country may not reflect returns or inflation where you live.
Liability
To the extent permitted by law, the author accepts no liability for any loss arising from use of this app.