Beanie Budgets

What's New

What has changed in each version. Core is the free version of the app, and Pro the one-time unlock.

Version 1.7

ProCapital gains tax in Settings > Tax. An account can be taxed on its gains, read from your ledger at average cost, with losses carried forward and each person's own tax-free amount. Check Tax Models shows the Income Tax Model and the Capital Gains Tax Model, to compare with a payslip or a tax calculator.
ProRefined growth estimates and benchmarks in Settings > Manage Accounts. Instead of using a global default, you can now match individual investment or savings accounts to individual returns data.
ProNew Model Data for bonds and cash holdings in Settings > Model Data.
ProSimple or Advanced tax treatment in Settings > Tax, covering withdrawals, pensions and earnings, with contributions such as National Insurance in Advanced.
ProEarnings can be added as income between two dates, for part-time work or a few years on a board.
ProSaved scenarios can be refreshed with your latest tax, fees and model data. If a scenario's tax changes between after-tax and before-tax income, its income is refreshed too.
ProFees for all accounts in one place in Settings > Fees.
CorePull down on Balances to look a month ahead, as on the Journal.
CoreAdd Balance Correction from the + menu, from any screen.
CoreChoose the date range the app opens on with Set as Default in any calendar, and the date Balances opens on in Settings > Default Dates.
Core, enhanced with ProCharts in Savings Rate, Growth, Emergency Fund and Benchmark Returns open from the chart tray, like every other chart.
CoreMinor UI improvements.
Bug fixCRT screen saver is now less demanding on the CPU!
Bug fixLimiting Risk-Based Guardrails to a % of target income used the portfolio's first-year withdrawal as its base instead of target income.
Bug fixLong values in PDF assumptions no longer overlap their labels.
Bug fixTwo ledger folders whose names start the same way, such as Ledger and Ledger-2025, no longer share each other's backups.

Version 1.6

CoreNew CSV import functionality to import account data from your bank or from other apps in Settings > Manage Accounts.
CoreFaster transaction logging and backups.
CoreLots of minor fixes and polish.
Core, enhanced with ProBetter indication of drill through for pinned balances.
Core, enhanced with ProSwitch off non-essential spending with more granularity in Reports > Emergency Fund.
Core, enhanced with ProNew report in Reports > Growth.
ProIn Settings > Model Data, improved synthetic data default for UK users.
ProIn Settings > Model Data > Synthetic Index Presets, revamped dataset management and a new Transform feature to adjust the returns of an existing series. For example, take the S&P 500 profile and transform it to approximate known return rates for other countries.
ProNew report in Reports > Investment Return.
ProNew 8-bit themes in Settings > Theme.

Version 1.5

CoreSpeed improvements to starring charts.
Core, enhanced with ProNew report in Reports > Emergency Fund.
CoreMinor fixes and polish.
Core, enhanced with ProImproved use of themes throughout the app, see Settings > Theme.
Core, enhanced with ProA balance can now be starred to pin as a hero figure at the top of the Balances screen. Tap the hero figure to jump to the account's transactions.